What Goes on a Mississippi Pay Stub
Mississippi stubs open with gross pay and hours, then federal income tax withholding, Social Security at 6.2 percent up to the $184,500 wage base, and Medicare at 1.45 percent. The federal block is the same in Jackson, Gulfport, and Hattiesburg.
The Mississippi line is a flat 4 percent on income above $10,000 for 2026, as the state continues phasing toward lower rates. Mississippi has no local income tax. The Mississippi Paycheck Calculator shows the flat rate across salary levels.
Mississippi Withholding Rules: Form 89-350
Mississippi employees complete Form 89-350, the Employee's Withholding Exemption Certificate, when hired. It captures exemptions that reduce taxable wages before the flat rate applies.
Mississippi's exemption for the first $10,000 of income means lower earners see little or no state line. The form is where you claim the exemptions that make that work.
How Often Mississippi Employers Have to Pay You
Mississippi has no state law setting a minimum pay frequency, leaving the schedule to the employer. Most companies pay biweekly or semimonthly.
Whatever the pattern, it must be regular and communicated. A skipped or delayed payday is still a wage issue even without a frequency statute.
Mississippi Final Paycheck Timing
Mississippi sets no deadline for final paychecks. The standard practice is payment on the next regular payday after separation, for both quits and terminations.
Accrued vacation depends on the employer's written policy. Without a state deadline, following up with payroll after your last day matters.
Does Mississippi Require Itemized Pay Stubs?
No. Mississippi has no law requiring employers to provide an itemized earnings statement with each paycheck. It joins Alabama, Florida, and Georgia in the group where the stub is customary but not compulsory.
Nearly every Mississippi employer issues one anyway through payroll software. If yours does not, request a written breakdown of gross pay, hours, and deductions for your records.
Worked Example: a $48,000 Salary in Jackson
Take a single filer in Jackson earning $48,000 a year, paid biweekly with no pre-tax benefits. The $10,000 exemption keeps the Mississippi line modest.
| Item | Per paycheck |
| Gross pay (biweekly) | $1,846.15 |
| Federal income tax | ~$137.83 |
| Social Security (6.2%) | $114.46 |
| Medicare (1.45%) | $26.77 |
| Mississippi state tax | ~$58.46 |
| Net pay | ~$1,508.63 |
Those "~" marks matter: your real stub shifts with pre-tax benefits, filing status, and any extra withholding you requested. Use the generator above with your own numbers for a stub that matches your situation.
Frequently Asked Questions
What is Mississippi's income tax withholding rate in 2026?
A flat 4 percent on income above $10,000. Mississippi is phasing its income tax down on a statutory schedule.
What is the Mississippi withholding form?
Form 89-350, the Employee's Withholding Exemption Certificate. You file it with your employer when hired.
Does Mississippi require itemized pay stubs?
No. Mississippi has no statute requiring an itemized earnings statement each payday, though most employers provide one.
When is my final paycheck due in Mississippi?
Mississippi sets no deadline, so employers normally include final wages in the next regular payroll cycle.
Does Mississippi have a local income tax?
No. Mississippi cities and counties do not levy income taxes, so your stub shows a single state line.
Related Tools
Use the main Pay Stub Generator for the national version, or the Mississippi Paycheck Calculator to estimate take-home pay. Nearby states have their own pages: the Alabama Pay Stub Generator, the Louisiana Pay Stub Generator, and the Georgia Pay Stub Generator.
Sources: Mississippi Department of Revenue, Mississippi Department of Employment Security. Figures reviewed for 2026. This generator provides an estimate for planning purposes and is not tax or legal advice.